A service that began in 2010 as an investment discussion community and grew into an online wealth management platform. Users publish articles, comment, run live sessions and keep a watchlist; licensed fund distribution and investor education sit alongside. Web and mobile access, free to read.

Budgeting built on envelopes: only money that has actually arrived can be assigned, and overspending means taking from another envelope. Data lives locally, syncing runs through a server you can host yourself, and the whole ledger stays encrypted on it.

Investing has published market data since 2007, covering 250 exchanges and more than 300,000 instruments across stocks, indices, currencies, commodities, bonds and derivatives. Quotes, charts, an economic calendar and portfolio tracking are free; deeper analysis sits behind a subscription.